Direct to Employer Group Health Insurance

Direct contracting is a strategic approach that empowers employers to procure healthcare services directly from healthcare systems on behalf of their covered employees. This proactive strategy proves advantageous for both employers and employees alike.

As an employer, your ongoing objective is to enhance the efficiency and affordability of healthcare benefits for your workforce while elevating the quality of care they receive. This can be a daunting task when navigating traditional partnerships. By engaging in direct contracts with local, high quality healthcare providers, employers can foster efficiencies and tailor a strategy that precisely addresses these objectives. Direct contracting not only provides the potential for greater control over pricing but also offers valuable insights into the quality of care delivered.

Direct-to-Employer Health Insurance Advantages

The direct-to-employer health insurance model offers numerous advantages:

For Employers:

• Cost Savings: By contracting directly with physician practices, employers can potentially reduce administrative costs associated with traditional insurance arrangements.
• Improved Productivity: Focusing on employee wellness and preventive care can lead to fewer workdays lost due to illness, ultimately boosting productivity.
• Customization: Employers can tailor health care offerings to meet the specific needs of their employee population.
• Enhanced Employee Experience: Providing a better health care experience can be a competitive advantage in attracting and retaining talent in job markets.

For Employees:

• Improved Wellness: Direct contracting with employers often includes wellness programs. These programs can boost employee productivity by promoting better health and reducing workdays lost due to illness.
• Access to Quality Care: Employees gain access to a custom network of physicians and services. This can lead to better healthcare outcomes and a more personalized experience.
• Predictable Costs: With direct-to-employer contracts, employees may have a more predictable healthcare cost structure. This can help them plan and budget effectively.
• Convenience: On-site clinics or telemedicine facilities provided by the employer make it easier for employees to seek medical care during work hours.

Provider Network

Four Hospitals

• SIH Memorial Hospital of Carbondale
• SIH Herrin Hospital
• SIH Harrisburg Medical Center
• SIH St. Joseph Memorial Hospital

Robust Physician Network through QHP (Quality Health Partners)

QHP Is committed to providing high-quality, cost-effective healthcare services to the patients in our communities

* Includes QHP service area locations only

Tertiary & Quaternary Care

• BJC Healthcare
• Washington University Physicians

Contact Information

For more information, email Direct_to_Employer@sih.net.